A debt occurs when the creditor is not paid on time by the debtor. Usually, debt also occurs because many people have started using credit cards. They don’t worry about spending more unless they have to pay and then run out of money at the end of the month. With the increase of debt, the companies have started hiring debt collectors. The debt recovery dubai processes have become far better than any other service because people have started getting their past dues from the people who owed them. People who become spenders are the main victim of debt. However, they cannot control their spending because they want to avail every opportunity, where they are not paying in the present, but then they don’t realize the problems at a later stage. Therefore, the rate of bankruptcy in the country rises. As a creditor, if you are facing such issues, you must hire a debt recovery agent. He will make sure that your money can be paid back from the debtor. Some of the debtors are non-serious and they will not pay the debt easily. They are then chased by debt collectors and put behind the jail. As a debtor, you should always meet the debt collector and clear the situation before it becomes harmful for you. Every debt collector has his technique to work on. Therefore, when you have chosen a debt collector, it is important to explain your relationship with the debtor. He might be rude with the debtor and you may want to continue business with him. Some of those debt collectors have a daunting personality so that makes easy debt recovery for many people. Whenever you hire a debt collector, make sure that you have already tried asking back your money from the debtor. The debt collector will take a follow up from you first and then he will begin with his strategy. There are cases where you might recover complete money, but in some situations, you get half of what is owed by the debtor, because he might not have enough finance to return your debt.